FAQs

  1. How much do you charge for consultation fees?

    Our charges will be taken care by the lender and it will be of no cost to you. The charges covered by the lender will definitely not be added back to your loan.

    Book an appointment with our home loan consultant to get a NO-OBLIGATION consultation today

  1. How much can I borrow?

    The loan amount you can borrow will depend on your financial situation.

    However, it is important to remember that lenders will look at more than just your income. They will also look at your current commitment, such as credit card or personal loan.

    Book an appointment with our home loan consultant to find out your borrowing capacity.

  1. What are the best interest rate?

    Home loan rates are never a ‘one size fits all’ situation.

    If you are looking to find the best interest rate, our home loan consultant will need  more information to analysis your situation,  so that they can compare the home loan rates to find you the right fit.

    Find out your loan option by chatting to our Home Loan Consultant

  1. How do I take Cash out from my existing Mortgage?

    It will depend on the purpose of your Cash out.

    It is possible to take extra Cash out for renovation or  access the extra capital growth on your existing property to purchase another property, provided the property has enjoyed sufficient capital growth against your current mortgage.

    Find out your loan option by chatting to our Home Loan Consultant

  1. Can I take up a loan to build my house?

    Yes, you can.

    However, lender requirements will be different from financing  an existing property.

    We will need to structure the loan as Construction Loan. This loan can be used to build a brand new property or make structural changes to an existing property.

    Get professional advice from one of our Home Loan Consultant

  1. Can Non Australian Citizen apply for loan?

    It is possible depends on the following scenario:

    • The type visa you currently hold

    • Whether it is a single or joint application (i.e is it just you, or you and a partner?)

    • The size of your deposit or Loan to Value Ratio (LVR)

    Tell us a bit more about yourself and chat to our home loan consultant